Peace be upon you,
I just read a amazing article on Yahoo! Finance about saving money in these though times. I thought it was very simple and effective so I thought I would share some of the ideas with you all. If you would like to read the whole thing read it here.
Idea # 1: Use an automatic debit program to make credit card payments. These can easily be set up online or by calling up your bank. Hopefully you'll never be late again and this will reduce your late fees, which can sometimes be as high $40 each month.
So... if your late 6 times a year that's $240 your throwing away. Just imagine having an extra $240 every year, which is the equivalent of a $0.12 raise. Good job! you just got a raise for paying your bills on time!!!
~ Peace till next time...MoCo
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